"Oikia"
Mortgage loan to
|
Loan Term | Fixed Rate | Variable Rate | LTV |
| Up to 3 years | 3,50% 3,70% |
LTV ≤ 60% 60% < LTV ≤ 80% |
||
| Up to 5 years | 3,70% 3,90% |
LTV ≤ 60% 60% < LTV ≤ 80% |
||
| Up to 10 years | 4,00% 4,20% |
LTV ≤ 60% 60% < LTV ≤ 80% |
||
| Up to 30 years | 3,50% for the first 3 years 3,70% for the first 3 years |
Euribor 3M plus spread 2,60% Euribor 3M plus spread 2,90% |
LTV ≤ 60%
60% < LTV ≤ 80% |
|
| Up to 30 years | 3,70% for the first 5 years 3,90% for the first 5 years |
Euribor 3M plus spread 2,60% Euribor 3M plus spread 2,90% |
LTV ≤ 60%
60% < LTV ≤ 80% |
|
| Up to 30 years | 4,00% for the first 10 years 4,20% for the first 10 years |
Euribor 3M plus spread 2,60% Euribor 3M plus spread 2,90% |
LTV ≤ 60%
60% < LTV ≤ 80% |
|
| Up to 30 years | Euribor 3M plus spread 1,50% Euribor 3M plus spread 1,90% |
LTV ≤ 60%
60% < LTV ≤ 80% |
- Interest rates are subject to Law 128/1975 levy (today 0,12%)
- In case of Euribor being negative and for the whole period that it remains negative, zero reference interest rate will be applied.