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Deposit Rates

Deposit Rates

Deposit Accounts

Savings Accounts & Pangritios Account (not available)

Deposit Amount
(in Euros)

 Variable Interest 

Total Annual Gross Return *(post tax deduction)
1 - 3.000 0,10% 0,085%
3.000,01 - 30.000 0,10% 0,085%
30.000,01 - 100.000 0,20% 0,170%
100.000,01 - 200.000 0,30% 0,255%
200.000,01 and above 0,40% 0,340%


Sight Accounts

Deposit Amount
(in Euros)

 Variable Interest

Total Annual Gross Return *(post tax deduction)
1 - 3.000 0,00% 0,00%
3.000,01 - 30.000 0,00% 0,00%
30.000,01 - 100.000 0,00% 0,00%
100.000,01 and above 0,00% 0,00%


Payroll account ''YPEREXO''

Deposit Amount
(in Euros)

 Variable Interest APR *
 1 - 3.000 0,50% 0,426%
 3.000,01 -  30.000 0,10% 0,085%
30.000,01 - 100.000 0,20% 0,170%
100.000,01 - 200.000 0,30% 0,255%
200.000,01 and above 0,40% 0,340%

*APR is cal­cu­lated for the scales.
The total APR derives from the cal­cu­la­tion of weighted av­er­age ac­cord­ing to the amount.


Dinamiko Ksekinima

Deposit Amount
(in Euros)

 Variable Interest APR *
0 - 2.000 0,75% 0,6385%
2.000,01 and above 0,20% 0,1701%

*APR is cal­cu­lated for the scales.

The total APR comes from the cal­cu­la­tion of weighted av­er­age ac­cord­ing to the amount.

 

Apotamieftiko gia to paidi

Deposit Amount
(in Euros)

 Variable Interest APR
1 - 3.000 0,50% 0,426%
3.000,01 and above 0,70% 0,596%

 

Interest Rates Sight / Savings Accounts in USD

Deposit Amount (in $) Interest (%) Total Annual Gross Return* (post tax deduction)
<50.000 0,01% 0,01%
50.001 - 300.000 0,03% 0,03%
> 300.000 0,05% 0,04%

 

  • For savings, Pagritios and Sight accounts the related interest rate is applied to the entire amount of the deposit (Tiered)
  • For payroll account “YPEREXO”, the interest is calculated based on the daily available balance and on the amount that corresponds to each scale with the applicable rate
  • Time basis for interest calculation : year of 365 days

Time Deposits

  • From 1 up to 24 months

  • Ne­go­tiable In­ter­est Rate

*  The Total An­nual Gross Re­turn is cal­cu­lated based on the fol­low­ing as­sump­tion:
For one (1) year (365 days), the de­posit amount and the in­ter­est rate re­main in­vari­able and 6-month in­ter­est is not with­drawn. As a re­sult, the Total An­nual Gross Re­turn is shown on the de­posit ac­counts in ques­tion with the above per­cent­ages, fol­low­ing tax on in­ter­est (at a rate of 15% from 1/1/2013) and six-month com­pound in­ter­est.

In­ter­est for all afore­men­tioned ac­counts is cal­cu­lated on the avail­able daily bal­ance.