My personal needs
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The Bank

Working Capital for Farmers

Financing features


Farmers- Producers/Young farmers


  • Working Capital Credit Limit: Duration from 6 to 12 months
  • Lump-sum financing: Duration up to 12 months
  • Long-term loans: Duration 2 to 5 years

Interest Rate

Variable based on Euribor or ECB with a minimum spread of 6.00%, plus Law 128/1975 levy

Mode of payment

  • Revolving credit on a 6- or 12-month basis
  • Payment of interest and amortization installments each month or every 3 months
  • Return of the farming subsidies

Additional information

  • Collaterals
  • European Investment Fund guarantee
  • Activation of farming subsidies and receipt thereof via the account held with Pancreta Bank

Farmer's Care