The Audit Committee is a Committee of the Board of Directors in accordance with the decision of the General Meeting of the Shareholders of the Bank dated 22.07.2021 and consists of Independent Non-Executive Members, appointed by the Board of Directors.

The Chairman of the Committee, appointed by its members, is an Independent Non-Executive Member, cannot be the same person as the Chairman of the Board of Directors and the Chairman of the Risk Management Committee and must have the knowledge and experience required to supervise the audit procedures and accounting matters of concern to the Committee. At the same time, the Committee as a body must have the qualifications and experience required to perform its duties, including the knowledge of the wider operating environment of the credit institution and of the IT systems.

The operation of the Commission is regulated by the current legislative and regulatory framework (including Law 4449/2017, Law 4706/2020, Act of the Governor of the Bank of Greece no. 2577/2006, Act of the Executing Committee of the Bank of Greece no. 158/2019).

Composition of the Committee:

The term of office of the members of the Committee is the same as that of the Members of the Board of Directors (three years).

The Committee meet regularly, at least once a month and in extraordinary meetings whenever necessary, keep minutes of its meetings and inform the Board of Directors on its work.

The main responsibilities and the operations of the Committee are set out in its Terms of Reference

The Risk Management Committee is appointed by the Board of Directors and consists of Non-Executive and Independent Non-Executive of Board Members, with appropriate knowledge, qualifications and expertise to understand and monitor the Bank's risk-taking strategy. The Chairman of the Committee has significant experience in commercial banking as well as sufficient knowledge of regulatory framework.

Composition of the Risk Management Committee

The term of office of the members of the Committee is the same as that of the Members of the Board of Directors (three years).

The Committee meet regularly, at least once a month and in extraordinary meetings whenever necessary, keep minutes of its meetings and inform the Board of Directors of its work.

The main responsibilities and the operations of the Risk Management Committee are set out in its Terms of Reference.

The Remuneration Committee shall be constituted in such a way as, to be able to give a qualified and independent opinion on the remuneration policy and its implementation, as well as on the incentives created in the management of risks, capital and liquidity. It shall be responsible for the preparation of decisions on remuneration, including those having an impact on the risks assumed as well as their management. These decisions shall be taken by the Board of Directors.

The Remuneration Committee consists of three (3) Non-Executive Members of the Board of Directors, in their majority Independent and appointed by the BoD.

Composition of the Remuneration Committee

The term of office of the members of the Committee is the same as that of the Members of the Board of Directors (three years).

The Committee meet regularly, at least once a year and in extraordinary meetings whenever necessary, keep minutes of its meetings and inform the Board of Directors of its work.

The main responsibilities and the operations of the Remuneration Committee are set out in its Terms of Reference.

The Nomination, Corporate Governance & Sustainability Committee, is a Committee of the BoD, in order to support the Board of Directors in the performance of its duties, in relation to the establishment of an effective and transparent process, for the selection of suitable candidates, as well as with the internal governance framework and ESG issues.

The Committee consists, at a minimum, of three Non-Executive Members, in the majority Independent and appointed by the BoD.

Composition of the Nomination, Corporate Governance & Sustainability Committee:

The term of office of the members of the Committee is the same as that of the Members of the Board of Directors (three years).

The main responsibilities and the operations of the Nomination, Corporate Governance & Sustainability Committee are set out in its Terms of Reference.

The Strategic Planning Committee is a Committee of the Board of Directors. The members of the Committee are appointed by the Board of Directors and report to it. Its main object is the support of the Board of Directors in shaping the Bank's business and capital strategy and in supervising its proper implementation. It also monitors the progress of the implementation of the Bank's strategic and important projects and transformation initiatives, guiding the relevant Executive Bodies.

Composition of the Strategic Planning Committee

The Committee meet at least once a month and in extraordinary meetings whenever necessary, keep minutes of its meetings and inform the Board of Directors of its work.

The main responsibilities and the operations of the Strategic Planning Committee are set out in its Terms of Reference.