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Individuals Deposits
Current Accounts

Individuals Deposits
Current Accounts

«Dynamiko Ksekinima»

New Current Account for Students

TARGET CLIENTS

Students who are above 18 years of age

MINIMUM DEPOSIT

No minimum deposit required

MAXIMUM DEPOSIT

No limit for maximum deposit

INTEREST RATE*

Tiered whole balance
0,75% up to €2,000

ADDITIONAL BENEFITS
  • Debit card issuance at no cost
  • Standing orders – payment of bills through Pancreta Online at no cost
  • Preferential pricing on vehicle insurance. Discount of 15% to 20% on annual gross premiums, depending on vehicle type, cc, and sum insured.
  • Option to get a student loan under certain terms and conditions.
SPECIAL PRODUCT TERMS

Proof of student status (Student ID, certificate of enrollment, or any other relevant document )

*Special pricing in interest rate is valid unless withdrawn by the Bank. For amounts more than €2,000, the interest rate is 0.20%.

Pangritios Account

Advantages:

  • Interest from the first euro on the entire amount.
  • Standing orders to pay utility bills free of charge.
  • Issuance of a debit card for transactions and purchases at no cost (a minimum amount is charged per month)
  • Option to use a checkbook.
  • Overdraft option at personal loan interest rates.

Pangritios Account Interest Rates
(Valid from: 21/9/2020)

DEPOSIT AMOUNT IN € VARIABLE INTEREST TOTAL ANNUAL GROSS RETURN * (post tax deduction)
1 - 3.000 0,01% 0,01%
3.000,01 - 30.000 0,01% 0,01%
30.000,01 - 100.000 0,02% 0,02%
100.000,01 - 200.000 0,03% 0,03%
200.000,01 and above 0,01% 0,01%

*  The Total Annual Gross Return is calculated based on the following assumption:

For one (1) year (365 days), the deposit amount and the interest rate remain invariable and 6-month interest is not withdrawn. As a result, the Total Annual Gross Return is shown on the deposit accounts in question with the above percentages, following tax on interest (at a rate of 15% from 1/1/2013) and six-month compound interest. 
Interest for all aforementioned accounts is calculated on the available daily balance.
*For savings, Pagritios and Sight accounts the related interest rate is applied to the entire amount of the deposit (Tiered).
** For payroll account “YPEREXO”, the interest is calculated based on the daily available balance and on the amount that corresponds to each scale with the applicable rate.