My personal needs

• Daily Banking
• Financing Needs
• Wealth Management
• Possessions & life protection
• My support

COBALT Personal Banking

My company's needs

• Daily business banking
• Business funding
• Business investments
• Business protection
• My support

The Bank

• Corporate Governance
• Customers information
• Investor Relations
• Human Resources
• Press Office

Accounts

• Savings account
• Dinamiko Xekinima
• Apotamieftiko gia to paidi

Debit Card

• Pancreta Μastercard Debit

Remittances

• Instant Payments
• Remittances via the Branches Network
• Remittances via Digital Banking

Payments through APS

Consumer loans

• New Start Consumer Loan

Credit Cards

• Pancreta Mastercard Standard
• Pancreta Mastercard Gold

Mortgage Loans

• Mortgage Loan New Start
• Oikia Fixed rate
• Oikia Variable Rate
• Oikia Flexy
• Oikia Upgrade

Investment Philosophy

Basic investing principles

• Investing for beginners
• Investment risk
• Myths about investing

Term deposits

• Term Deposit New Start
• Basic Term deposit
• Term deposit @ a click

Investment Products

Possessions insurance

• Synwallet
• Home Insurance
• Car Insurance

Life insurance

• Farmer's Care
• 1st Care

FutureCapital Savings- Investment Program

Branches Network

• Our branches
• Digital corners
• Safe deposit boxes

Digital Banking

• Digital Banking
• IRIS Payments
• Security codes
• Additional Customer Identification Mechanism

Call Center

• Call center service
• Service hours
• Security

ATM

Business accounts

• Enterprise/ Corporate Sight Account
• Special Sight Account

Business cards

• Pancreta Mastercard Business

Support Services

• POS
• Collections through APS
• Interbank debt Recovery

Transactions

• Employee Payroll
• Letters of guarantee
• Remittances

Working Capital New Start

Financing Small businesses and professionals

• Working Capital
• Business Equipment Loan
• Business Premises Loan

Business & Investments Loans

• Working Capitals
• Working capital for Farmers
• Loan for Business Premises
• Equipment Loan
• Green Investment Loan for the Purchase and Installation of Photovoltaic Systems up to 500 kW

Factoring

EU and National Development Programmes

• Innovation & Guarantee Fund
• Recovery and Resilience Facility
• Rural Development Fund with the guarantee of the European Investment Fund
• Agriculture and Bioeconomic Sector

Simple Deposit account

Insurance Products

• Employee Benefits
• Business Premises insurance
• Civil Liability

Branches Network

• Branches Network
• Digital corners
• Safe deposit boxes

Digital Banking

• Digital Banking
• IRIS Payments
• Personal security codes
• Multiple File Upload

Call Center Support

• Call Center
• Service hours
• Security

ATM

• ATM

Corporate Governance

• Organizational Chart
• Regulatory Compliance
• Internal Audit System
• Quality Policy
• Risk Management
• Regulatory Compliance

Customers information

• Lending Rates
• Deposit Rates
• Commission Rates
• Foreign Exchange & Banknotes Bulletin
• Documents for Starting a Banking Relationship
• Guide to switching accounts
• Common Reporting Standard
• FATCA