Purchases with card instead of cash

Pancreta Visa Debit card facilitates your daily transactions. You can make purchases in physical stores or remotely, via Internet or by phone, with a direct charge to your account at all businesses with the Visa brand in Greece and abroad.

Secure web transactions

Your online purchases are made with absolute security, provided by Visa Secure service in certified online stores in Greece and abroad.

For transactions up to €30 from the internet, and up to a cumulative amount of €150, the Bank will not require strong identification, unless the cumulative amount of €150 has been met.

The €150 limit resets every time you trade with strong identification.

Transactions at ATMs and abroad

Manage your money from Pancreta bank's ATMs, 24 hours a day.

You can make:

• cash withdrawals
• balance questions and
• personal code change (PIN change) at ATMs of Pancreta bank or of other banks in Greece, through DIAS, and abroad at ATMs with the Visa logo.

Control usage and expenses - tax free building

The more you use your Visa Debit card, the easier it is to build up your tax free, as many of the purchases you make are considered as expenses.

Instant charge of your account and control of expenses

Purchases, payments or money transfers you make with Pancreta Visa Debit are charged directly from your available account balance.

Daily shopping at businesses

Daily purchases at all businesses with the Visa logo in Greece and abroad, such as supermarkets, gas stations, cafés, etc. but also remotely or by phone

Online shopping

Enjoy your purchases in a secure environment with Visa Secure service.

Cash withdrawal

Possibility of cash withdrawals from the account linked to the card, at Pancreta Bank's ATMs or at ATMs with the Visa logo in Greece and abroad.

*Cash withdrawals from Pancreta Bank's ATMs are free of charge. Withdrawals from ATMs of other Banks, in Greece or abroad, may bear charges from the ATM's provider in which the card is used.

Cash Deposit at ATMs

Capability of depositing cash with instant credit of the linked account of your choice and capability of deposit in an envelope at the ATMs of the Pancreta Bank

Balance Question

Balance inquiry and information on the latest transactions of the account linked to the card, at ATMs with the Visa logo in Greece and abroad

Change & Unlock PIN

at ATMs in Greece and abroad with the Visa logo

Change of Daily Transaction Limit

Possibility of changing the daily limit of your Pancreta Visa Debit, according to your needs.

Transaction limit can be changed:

• at any branch of Pancreta bank 
• via Digital Banking 
• at our Call Center at (+30) 2810 338800 

Card Issuance

Pancreta Visa Debit is issued with a 5 years validity. After its expiration, it is automatically reissued

Card Reissuance/Replacement

In case of loss/theft, renewal your card is issued with the charge of 6 euros.

Find information here on our Commission Rates.

Control of Pancreta Mastercard Debit's transactions 

Ability to control your card's transactions 24/7 through Digital Banking -Pancreta Online.

Payment of obligations through standing orders

You can pay off your bills through standing orders so that they are executed on their due date, without wasting time, while building your tax free.

24/7 Support

Receive Card & PIN

Receive your Pancreta Visa Debit as well as your personal code (PIN)  from the branch where you made the application

Card activation

Your card is activated  by our staff at delivery process and it handed to you ready for use.

Reissued cards are delivered inactive. To activate them, call our 24hour Call Support at
(+30) 2810 338800 from Greece and abroad.

Contactless functionality is activated after your first transaction, using your personal PIN.

Card loss / theft

In case of loss/theft of your card, immediately call the 24-hour Call Support at +30 2810 338800 from Greece and abroad so that we can proceed with its immediate cancellation and replacement.

Contactless transactions is the way to make easy, quick and secure purchases in businesses with POS terminals with the contactless transaction mark.

For contactless transactions up to €50, strong identification is not required, only up to €100 cumulatively. A transaction can be carried out by entering the personal PIN code.

At each transaction made with strong identification, the limit of €100 is reset.

For contactless transactions over €50, you will be asked to enter your personal PIN code.

The security of your transactions is our first priority and we constantly take care of it.

Online transactions by Pancreta bank's cards are completed with strong identification of the cardholder and the service.

Aligned to the European Payment Services Directive (PSD2), Pancreta Bank provides additional security for online card transactions with the Visa Secure service.

Get informed for free and in real time, via SMS to your mobile phone

• every time you carry out a transaction with your card at any business in Greece, abroad or on the internet and
• for every cash withdrawal at any ATM in Greece and abroad.

With the integrated Chip & PIN technology, you can carry out transactions at physical stores with maximum security, by entering your PIN at the terminal (POS).