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Individuals Loans
PANCRETA Support, consumer loan for restoration works resulted from the earthquake of 27.09.2021

Individuals Loans
PANCRETA Support, consumer loan for restoration works resulted from the earthquake of 27.09.2021

We support the restoration of properties affected by the damaging consequences of the earthquake on 27th September 2021 with a preferential rate to offer instant help.

Beneficiaries

Individuals – Owners of properties at the Prefecture of Heraklion with damages caused by the earthquake on 27th September 2021

Loan Amount

From € 2.000 up to € 20.000

Interest rate

Variable interest rate calculated at Euribor 1M plus fixed spread of 2,90%

(plus Law 128/75 levy, today 0,60%)*

*APR: 4,23 % for a € 10.000 loan with nominal variable rate of 2,90 % ( Euribor 1M, today 0%, plus spread 2.90 %), a loan term of 60 months, with 6 months period of grace and zero approval fee (plus L.128/75 levy, today0,60%)

Key Advantages
  • One off disbursement
  • Zero loan application fees
  • No collateral required
  • Grace period of up to 6 months
  • All or part of the loan can be repaid at any period, without penalty
  • Repayment up to 7 years
Supporting Documents
  • Identity Card
  • Administrative Tax Assessment Certificate of the last 2 years
  • Certificate of last payroll (for employees) or pension (for pensioners)
  • ENFIA or E9 document
  • Civil Engineer’s report or owner’s Solemn Declaration L.1599/86 stating the condition of the earthquake damaged property
  • Proforma invoices regarding the property’s reconstruction works