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Individuals Deposits
Savings Accounts

Individuals Deposits
Savings Accounts

Basic Savings Account

Advantages:

  • Transactions (withdrawals/deposits) free of charge
  • Standing orders to pay utility bills free of charge.
  • Possibility of paying VAT/ Insurance contributions
  • Issuance of a debit card for transactions and purchases at no cost (a minimum amount is charged per month)

Interest Rates
(Valid from: 21/9/2020)

DEPOSIT AMOUNT IN € VARIABLE INTEREST TOTAL ANNUAL GROSS RETURN* (post tax deduction)
1 - 3.000 0,01% 0,01%
3.000,01 - 30.000 0,01% 0,01%
30.000,01 - 100.000 0,02% 0,02%
100.000,01 - 200.000 0,03% 0,03%
200.000,01 and above 0,01% 0,01%

*  The Total Annual Gross Return is calculated based on the following assumption:

For one (1) year (365 days), the deposit amount and the interest rate remain invariable and 6-month interest is not withdrawn. As a result, the Total Annual Gross Return is shown on the deposit accounts in question with the above percentages, following tax on interest (at a rate of 15% from 1/1/2013) and six-month compound interest. 
Interest for all aforementioned accounts is calculated on the available daily balance.
*For savings, Pagritios and Sight accounts the related interest rate is applied to the entire amount of the deposit (Tiered).
** For payroll account “YPEREXO”, the interest is calculated based on the daily available balance and on the amount that corresponds to each scale with the applicable rate.

«Apotamieftiko Gia To Paidi»

New Savings Account for children with high monthly yields and tiered interest rate

For: beneficiaries up to 17 years of age *

TARGET CLIENTS

Parents/ relatives wishing to save a substantial amount for the beneficiaries until adulthood

MINIMUM DEPOSIT

€100

MINIMUM MONTHLY DEPOSIT ON A REGULAR BASIS

€50
as a prerequisite to maintain high monthly yields

MAXIMUM MONTHLY DEPOSIT ON A REGULAR BASIS

€1.000

INTEREST RATE**

Tiered
Up to €3,000 : 0.20%
€3,000.01 and above : 0.40%

ADDITIONAL BENEFITS
  • Passbook at no extra charge
  • Possibility to close the account at the branch, any time, with no loss of yields up to that point.
  • Monthly deposits on a regular basis result in high yields and increased balance available to the beneficiary.
  • Regular monthly deposits can be made via a standing order from a payroll or pension account.
SPECIAL PRODUCT TERMS
  • In case the minimum regular monthly deposit is not made, the interest rate of the basic savings account is applied.
  • The account can’t be used for everyday transactions such as withdrawals, payments, wire transfers or standing orders.
  • The account does not support issuance of a debit card.

* For this type of account, an adult, member of the family, is required to be a co-beneficiary.

**  The product follows the Credit Interest Rates which are gross, annualized and may change according to the Banks pricing policy.